Call reports 2023
HOMELAND FEDERAL SAVINGS BANK — 2023
What HOMELAND FEDERAL SAVINGS BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 511,795,000 | 512,928,000 | 543,437,000 | 541,599,000 |
| Total loans | 440,366,000 | 456,072,000 | 461,873,000 | 466,256,000 |
| Allowance for loan losses | 6,191,000 | 7,042,000 | 7,943,000 | 7,739,000 |
| Securities available for sale | 4,100,000 | 9,084,000 | 18,039,000 | 17,243,000 |
| Securities held to maturity | 6,619,000 | 6,472,000 | 11,470,000 | 11,036,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 452,599,000 | 452,206,000 | 479,016,000 | 473,655,000 |
| Interest-bearing deposits | 385,760,000 | 389,351,000 | 414,340,000 | 407,357,000 |
| Noninterest-bearing deposits | 66,839,000 | 62,855,000 | 64,676,000 | 66,298,000 |
| Equity capital | 47,306,000 | 47,685,000 | 49,871,000 | 49,553,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 6,597,000 | 14,093,000 | 21,842,000 | 30,034,000 |
| Interest expense | 1,861,000 | 4,484,000 | 7,591,000 | 11,126,000 |
| Net interest income | 4,736,000 | 9,609,000 | 14,251,000 | 18,908,000 |
| Noninterest income | 740,000 | 1,504,000 | 6,027,000 | 7,474,000 |
| Noninterest expense | 3,455,000 | 6,250,000 | 10,275,000 | 15,005,000 |
| Provision for loan losses | 200,000 | 1,150,000 | 2,450,000 | 3,033,000 |
| Pretax income | 1,821,000 | 3,713,000 | 7,553,000 | 8,344,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,821,000 | 3,713,000 | 7,553,000 | 8,344,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 47,521,000 | 47,913,000 | 50,253,000 | 49,544,000 |