Call reports 2022
HOMELAND FEDERAL SAVINGS BANK — 2022
What HOMELAND FEDERAL SAVINGS BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 437,971,000 | 495,357,000 | 485,387,000 | 483,178,000 |
| Total loans | 363,772,000 | 392,010,000 | 423,687,000 | 430,904,000 |
| Allowance for loan losses | 4,794,000 | 5,673,000 | 6,115,000 | 6,151,000 |
| Securities available for sale | 2,523,000 | 2,446,000 | 4,322,000 | 4,094,000 |
| Securities held to maturity | 1,798,000 | 4,658,000 | 6,653,000 | 8,121,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 391,210,000 | 442,114,000 | 430,799,000 | 424,361,000 |
| Interest-bearing deposits | 336,528,000 | 387,739,000 | 370,046,000 | 360,374,000 |
| Noninterest-bearing deposits | 54,682,000 | 54,375,000 | 60,753,000 | 63,987,000 |
| Equity capital | 40,708,000 | 46,270,000 | 46,865,000 | 47,475,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 5,124,000 | 10,891,000 | 17,066,000 | 23,539,000 |
| Interest expense | 595,000 | 1,257,000 | 2,009,000 | 3,320,000 |
| Net interest income | 4,529,000 | 9,634,000 | 15,057,000 | 20,219,000 |
| Noninterest income | 564,000 | 1,421,000 | 2,085,000 | 2,853,000 |
| Noninterest expense | 3,117,000 | 6,768,000 | 10,483,000 | 14,232,000 |
| Provision for loan losses | 200,000 | 700,000 | 1,125,000 | 1,475,000 |
| Pretax income | 1,776,000 | 3,587,000 | 5,534,000 | 7,365,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,776,000 | 3,587,000 | 5,534,000 | 7,365,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 40,810,000 | 46,422,000 | 47,118,000 | 47,700,000 |