Call reports 2021
HOMELAND FEDERAL SAVINGS BANK — 2021
What HOMELAND FEDERAL SAVINGS BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 406,485,000 | 391,734,000 | 401,427,000 | 439,298,000 |
| Total loans | 332,646,000 | 342,939,000 | 352,329,000 | 366,143,000 |
| Allowance for loan losses | 4,251,000 | 4,569,000 | 4,708,000 | 5,115,000 |
| Securities available for sale | 2,406,000 | 2,332,000 | 1,717,000 | 1,694,000 |
| Securities held to maturity | 2,276,000 | 2,142,000 | 1,848,000 | 1,805,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 359,379,000 | 348,232,000 | 356,345,000 | 392,997,000 |
| Interest-bearing deposits | 296,867,000 | 296,234,000 | 304,481,000 | 329,258,000 |
| Noninterest-bearing deposits | 62,512,000 | 51,998,000 | 51,864,000 | 63,739,000 |
| Equity capital | 36,447,000 | 37,159,000 | 37,928,000 | 40,527,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 4,863,000 | 9,835,000 | 15,079,000 | 20,546,000 |
| Interest expense | 940,000 | 1,736,000 | 2,452,000 | 3,096,000 |
| Net interest income | 3,923,000 | 8,099,000 | 12,627,000 | 17,450,000 |
| Noninterest income | 597,000 | 1,220,000 | 3,873,000 | 4,534,000 |
| Noninterest expense | 3,033,000 | 6,148,000 | 9,535,000 | 12,754,000 |
| Provision for loan losses | 200,000 | 520,000 | 2,695,000 | 3,145,000 |
| Pretax income | 1,287,000 | 2,651,000 | 4,270,000 | 6,085,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,287,000 | 2,651,000 | 4,270,000 | 6,085,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,437,000 | 37,150,000 | 37,919,000 | 40,534,000 |