Call reports 2020
HOMELAND FEDERAL SAVINGS BANK — 2020
What HOMELAND FEDERAL SAVINGS BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 356,386,000 | 386,709,000 | 381,315,000 | 387,406,000 |
| Total loans | 285,340,000 | 307,008,000 | 319,596,000 | 321,915,000 |
| Allowance for loan losses | 2,938,000 | 3,361,000 | 3,925,000 | 4,027,000 |
| Securities available for sale | 14,163,000 | 5,641,000 | 5,098,000 | 3,001,000 |
| Securities held to maturity | 2,478,000 | 2,344,000 | 2,331,000 | 2,288,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 306,798,000 | 341,057,000 | 334,213,000 | 340,613,000 |
| Interest-bearing deposits | 272,594,000 | 288,365,000 | 288,350,000 | 287,623,000 |
| Noninterest-bearing deposits | 34,204,000 | 52,692,000 | 45,863,000 | 52,990,000 |
| Equity capital | 34,558,000 | 35,046,000 | 35,781,000 | 36,692,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 4,720,000 | 10,126,000 | 15,259,000 | 20,310,000 |
| Interest expense | 1,438,000 | 2,739,000 | 3,884,000 | 4,904,000 |
| Net interest income | 3,282,000 | 7,387,000 | 11,375,000 | 15,406,000 |
| Noninterest income | 659,000 | 1,025,000 | 1,679,000 | 2,433,000 |
| Noninterest expense | 2,653,000 | 5,518,000 | 8,492,000 | 11,443,000 |
| Provision for loan losses | 75,000 | 675,000 | 1,075,000 | 1,500,000 |
| Pretax income | 1,213,000 | 2,219,000 | 3,487,000 | 4,896,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,213,000 | 2,219,000 | 3,487,000 | 4,896,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,466,000 | 34,972,000 | 35,741,000 | 36,650,000 |
| Total capital | 37,404,000 | 38,333,000 | — | — |
| Risk-weighted assets | 277,867,000 | 299,919,000 | — | — |