Call reports 2019
HOMELAND FEDERAL SAVINGS BANK — 2019
What HOMELAND FEDERAL SAVINGS BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 304,246,000 | 317,732,000 | 335,101,000 | 343,253,000 |
| Total loans | 252,525,000 | 257,259,000 | 265,508,000 | 279,934,000 |
| Allowance for loan losses | 3,182,000 | 3,028,000 | 3,146,000 | 2,980,000 |
| Securities available for sale | 3,809,000 | 6,778,000 | 9,401,000 | 9,426,000 |
| Securities held to maturity | 8,158,000 | 7,036,000 | 5,738,000 | 4,494,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 252,216,000 | 267,451,000 | 283,808,000 | 290,520,000 |
| Interest-bearing deposits | 225,015,000 | 239,514,000 | 256,920,000 | 262,410,000 |
| Noninterest-bearing deposits | 27,201,000 | 27,937,000 | 26,888,000 | 28,110,000 |
| Equity capital | 30,834,000 | 31,414,000 | 31,975,000 | 34,472,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 4,239,000 | 8,743,000 | 13,372,000 | 18,177,000 |
| Interest expense | 1,097,000 | 2,332,000 | 3,690,000 | 5,140,000 |
| Net interest income | 3,142,000 | 6,411,000 | 9,682,000 | 13,037,000 |
| Noninterest income | 627,000 | 1,323,000 | 1,837,000 | 3,154,000 |
| Noninterest expense | 2,658,000 | 5,214,000 | 7,797,000 | 10,391,000 |
| Provision for loan losses | 125,000 | 475,000 | 625,000 | 1,500,000 |
| Pretax income | 986,000 | 2,045,000 | 3,097,000 | 4,300,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 986,000 | 2,045,000 | 3,097,000 | 4,300,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,840,000 | 31,399,000 | 31,951,000 | 34,453,000 |
| Total capital | 33,703,000 | 34,327,000 | 34,998,000 | 37,433,000 |
| Risk-weighted assets | 228,748,000 | 234,150,000 | 243,670,000 | 269,978,000 |