Call reports 2018
HOMELAND FEDERAL SAVINGS BANK — 2018
What HOMELAND FEDERAL SAVINGS BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 253,756,000 | 276,290,000 | 286,660,000 | 297,631,000 |
| Total loans | 214,510,000 | 227,357,000 | 238,883,000 | 244,493,000 |
| Allowance for loan losses | 2,631,000 | 2,943,000 | 2,764,000 | 3,247,000 |
| Securities available for sale | 3,402,000 | 3,033,000 | 3,327,000 | 3,573,000 |
| Securities held to maturity | 11,242,000 | 10,462,000 | 10,440,000 | 9,058,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 191,961,000 | 199,940,000 | 225,780,000 | 245,851,000 |
| Interest-bearing deposits | 170,534,000 | 177,158,000 | 199,979,000 | 220,457,000 |
| Noninterest-bearing deposits | 21,427,000 | 22,782,000 | 25,801,000 | 25,394,000 |
| Equity capital | 25,943,000 | 26,953,000 | 28,978,000 | 31,041,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 3,515,000 | 7,354,000 | 11,289,000 | 15,439,000 |
| Interest expense | 544,000 | 1,296,000 | 2,164,000 | 3,175,000 |
| Net interest income | 2,971,000 | 6,058,000 | 9,125,000 | 12,264,000 |
| Noninterest income | 587,000 | 1,144,000 | 1,986,000 | 2,963,000 |
| Noninterest expense | 2,550,000 | 5,032,000 | 7,564,000 | 10,051,000 |
| Provision for loan losses | 125,000 | 275,000 | 625,000 | 1,200,000 |
| Pretax income | 883,000 | 1,895,000 | 2,922,000 | 3,976,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 883,000 | 1,895,000 | 2,922,000 | 3,976,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,960,000 | 26,972,000 | 28,999,000 | 31,053,000 |
| Total capital | 28,418,000 | 29,571,000 | 31,704,000 | 33,828,000 |
| Risk-weighted assets | 196,502,000 | 207,609,000 | 216,391,000 | 221,544,000 |