Call reports 2017
HOMELAND FEDERAL SAVINGS BANK — 2017
What HOMELAND FEDERAL SAVINGS BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 220,818,000 | 216,680,000 | 231,306,000 | 244,074,000 |
| Total loans | 169,941,000 | 180,008,000 | 193,335,000 | 202,996,000 |
| Allowance for loan losses | 2,903,000 | 2,799,000 | 2,673,000 | 2,431,000 |
| Securities available for sale | 1,882,000 | 3,120,000 | 2,093,000 | 2,923,000 |
| Securities held to maturity | 8,678,000 | 8,620,000 | 10,404,000 | 11,967,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 171,964,000 | 174,567,000 | 176,381,000 | 187,533,000 |
| Interest-bearing deposits | 152,990,000 | 155,313,000 | 152,672,000 | 164,291,000 |
| Noninterest-bearing deposits | 18,974,000 | 19,254,000 | 23,709,000 | 23,242,000 |
| Equity capital | 22,279,000 | 23,134,000 | 23,529,000 | 26,019,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,855,000 | 5,919,000 | 9,089,000 | 12,479,000 |
| Interest expense | 402,000 | 816,000 | 1,249,000 | 1,758,000 |
| Net interest income | 2,453,000 | 5,103,000 | 7,840,000 | 10,721,000 |
| Noninterest income | 564,000 | 1,118,000 | 1,729,000 | 2,499,000 |
| Noninterest expense | 2,271,000 | 4,619,000 | 7,072,000 | 9,616,000 |
| Provision for loan losses | 0 | 0 | 0 | 100,000 |
| Pretax income | 746,000 | 1,602,000 | 2,497,000 | 3,504,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 746,000 | 1,602,000 | 2,497,000 | 3,504,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,269,000 | 23,125,000 | 23,521,000 | 26,027,000 |
| Total capital | 24,464,000 | 25,375,000 | 25,864,000 | 28,401,000 |
| Risk-weighted assets | 174,955,000 | 179,512,000 | 187,182,000 | 189,863,000 |