Call reports 2016
HOMELAND FEDERAL SAVINGS BANK — 2016
What HOMELAND FEDERAL SAVINGS BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 189,479,000 | 193,196,000 | 206,656,000 | 204,153,000 |
| Total loans | 146,342,000 | 155,908,000 | 163,795,000 | 169,513,000 |
| Allowance for loan losses | 2,878,000 | 2,637,000 | 2,748,000 | 2,940,000 |
| Securities available for sale | 4,696,000 | 2,395,000 | 2,374,000 | 2,337,000 |
| Securities held to maturity | 8,905,000 | 8,539,000 | 8,049,000 | 8,709,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 149,027,000 | 146,167,000 | 155,038,000 | 154,964,000 |
| Interest-bearing deposits | 128,012,000 | 128,075,000 | 136,662,000 | 135,767,000 |
| Noninterest-bearing deposits | 21,015,000 | 18,092,000 | 18,376,000 | 19,197,000 |
| Equity capital | 19,327,000 | 19,725,000 | 20,112,000 | 20,482,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,586,000 | 5,177,000 | 8,034,000 | 10,928,000 |
| Interest expense | 309,000 | 624,000 | 977,000 | 1,352,000 |
| Net interest income | 2,277,000 | 4,553,000 | 7,057,000 | 9,576,000 |
| Noninterest income | 756,000 | 1,262,000 | 1,784,000 | 2,356,000 |
| Noninterest expense | 1,911,000 | 3,811,000 | 5,842,000 | 7,939,000 |
| Provision for loan losses | 260,000 | 260,000 | 360,000 | 460,000 |
| Pretax income | 862,000 | 1,744,000 | 2,639,000 | 3,533,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 862,000 | 1,744,000 | 2,639,000 | 3,533,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,302,000 | 19,683,000 | 20,078,000 | 20,473,000 |
| Total capital | 21,071,000 | 21,630,000 | 22,117,000 | 22,546,000 |
| Risk-weighted assets | 140,471,000 | 155,081,000 | 162,416,000 | 164,984,000 |