Call reports 2015
HOMELAND FEDERAL SAVINGS BANK — 2015
What HOMELAND FEDERAL SAVINGS BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 164,352,000 | 167,282,000 | 168,815,000 | 178,519,000 |
| Total loans | 125,720,000 | 134,077,000 | 138,116,000 | 146,220,000 |
| Allowance for loan losses | 2,573,000 | 2,546,000 | 2,637,000 | 2,663,000 |
| Securities available for sale | 1,788,000 | 2,785,000 | 2,781,000 | 4,708,000 |
| Securities held to maturity | 8,644,000 | 11,279,000 | 9,482,000 | 8,436,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 141,173,000 | 138,803,000 | 139,741,000 | 144,105,000 |
| Interest-bearing deposits | 121,323,000 | 121,226,000 | 122,668,000 | 124,610,000 |
| Noninterest-bearing deposits | 19,849,000 | 17,577,000 | 17,073,000 | 19,495,000 |
| Equity capital | 18,272,000 | 18,662,000 | 19,081,000 | 19,408,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,300,000 | 4,698,000 | 7,149,000 | 9,738,000 |
| Interest expense | 271,000 | 547,000 | 834,000 | 1,130,000 |
| Net interest income | 2,029,000 | 4,151,000 | 6,315,000 | 8,608,000 |
| Noninterest income | 463,000 | 972,000 | 1,439,000 | 1,949,000 |
| Noninterest expense | 1,608,000 | 3,163,000 | 4,777,000 | 6,571,000 |
| Provision for loan losses | 25,000 | 200,000 | 300,000 | 450,000 |
| Pretax income | 859,000 | 1,760,000 | 2,677,000 | 3,536,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 859,000 | 1,760,000 | 2,677,000 | 3,536,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,214,000 | 18,614,000 | 19,032,000 | 19,390,000 |
| Total capital | 19,708,000 | 20,147,000 | 20,671,000 | 21,249,000 |
| Risk-weighted assets | 118,455,000 | 121,631,000 | 130,178,000 | 147,983,000 |