Call reports 2014
HOMELAND FEDERAL SAVINGS BANK — 2014
What HOMELAND FEDERAL SAVINGS BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 160,863,000 | 161,039,000 | 161,702,000 | 162,741,000 |
| Total loans | 112,220,000 | 116,309,000 | 123,659,000 | 124,723,000 |
| Allowance for loan losses | 2,338,000 | 2,395,000 | 2,377,000 | 2,407,000 |
| Securities available for sale | 1,717,000 | 2,369,000 | 1,847,000 | 2,434,000 |
| Securities held to maturity | 10,012,000 | 8,969,000 | 7,906,000 | 7,843,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 138,916,000 | 137,947,000 | 138,295,000 | 139,658,000 |
| Interest-bearing deposits | 118,159,000 | 117,899,000 | 117,421,000 | 118,348,000 |
| Noninterest-bearing deposits | 20,756,000 | 20,048,000 | 20,874,000 | 21,311,000 |
| Equity capital | 17,231,000 | 18,162,000 | 18,164,000 | 18,346,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 2,098,000 | 4,306,000 | 6,614,000 | 8,931,000 |
| Interest expense | 270,000 | 545,000 | 825,000 | 1,102,000 |
| Net interest income | 1,828,000 | 3,761,000 | 5,789,000 | 7,829,000 |
| Noninterest income | 432,000 | 894,000 | 1,351,000 | 1,837,000 |
| Noninterest expense | 1,305,000 | 2,677,000 | 4,183,000 | 5,843,000 |
| Provision for loan losses | 75,000 | 175,000 | 250,000 | 425,000 |
| Pretax income | 880,000 | 1,803,000 | 2,707,000 | 3,398,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 880,000 | 1,803,000 | 2,707,000 | 3,398,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,186,000 | 18,109,000 | 18,113,000 | 18,304,000 |
| Total capital | 18,537,000 | 19,502,000 | 19,574,000 | 19,773,000 |
| Risk-weighted assets | 107,094,000 | 110,458,000 | 115,972,000 | 116,568,000 |