Call reports 2013
HOMELAND FEDERAL SAVINGS BANK — 2013
What HOMELAND FEDERAL SAVINGS BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 162,612,000 | 156,305,000 | 156,833,000 | 154,244,000 |
| Total loans | 111,548,000 | 112,653,000 | 111,120,000 | 110,474,000 |
| Allowance for loan losses | 2,458,000 | 2,195,000 | 2,231,000 | 2,333,000 |
| Securities available for sale | 2,469,000 | 1,662,000 | 1,629,000 | 1,093,000 |
| Securities held to maturity | 10,206,000 | 10,710,000 | 10,464,000 | 9,386,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 140,936,000 | 134,647,000 | 134,533,000 | 132,546,000 |
| Interest-bearing deposits | 116,267,000 | 115,006,000 | 113,501,000 | 113,494,000 |
| Noninterest-bearing deposits | 24,669,000 | 19,641,000 | 21,032,000 | 19,051,000 |
| Equity capital | 17,149,000 | 16,983,000 | 17,401,000 | 17,202,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 2,147,000 | 4,344,000 | 6,628,000 | 8,791,000 |
| Interest expense | 288,000 | 571,000 | 852,000 | 1,125,000 |
| Net interest income | 1,859,000 | 3,773,000 | 5,776,000 | 7,666,000 |
| Noninterest income | 434,000 | 915,000 | 1,420,000 | 1,866,000 |
| Noninterest expense | 1,292,000 | 2,556,000 | 3,918,000 | 5,491,000 |
| Provision for loan losses | 100,000 | 330,000 | 555,000 | 805,000 |
| Pretax income | 901,000 | 1,802,000 | 2,723,000 | 3,236,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 901,000 | 1,802,000 | 2,723,000 | 3,236,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,068,000 | 16,923,000 | 17,342,000 | 17,156,000 |
| Total capital | 18,454,000 | 18,260,000 | 18,660,000 | 18,477,000 |
| Risk-weighted assets | 109,775,000 | 106,096,000 | 104,536,000 | 104,655,000 |