Call reports 2012
HOMELAND FEDERAL SAVINGS BANK — 2012
What HOMELAND FEDERAL SAVINGS BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 154,025,000 | 152,668,000 | 154,865,000 | 157,394,000 |
| Total loans | 107,671,000 | 110,962,000 | 111,596,000 | 112,117,000 |
| Allowance for loan losses | 2,368,000 | 2,356,000 | 2,504,000 | 2,500,000 |
| Securities available for sale | 1,833,000 | 1,298,000 | 1,265,000 | 1,479,000 |
| Securities held to maturity | 12,303,000 | 11,650,000 | 9,589,000 | 10,897,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 132,418,000 | 130,956,000 | 133,942,000 | 136,488,000 |
| Interest-bearing deposits | 112,869,000 | 110,650,000 | 112,616,000 | 111,755,000 |
| Noninterest-bearing deposits | 19,549,000 | 20,306,000 | 21,325,000 | 24,733,000 |
| Equity capital | 15,290,000 | 15,260,000 | 15,890,000 | 16,103,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,248,000 | 4,552,000 | 6,860,000 | 9,174,000 |
| Interest expense | 372,000 | 719,000 | 1,039,000 | 1,341,000 |
| Net interest income | 1,876,000 | 3,833,000 | 5,821,000 | 7,833,000 |
| Noninterest income | 419,000 | 851,000 | 1,257,000 | 1,696,000 |
| Noninterest expense | 1,352,000 | 2,755,000 | 4,172,000 | 5,503,000 |
| Provision for loan losses | 200,000 | 405,000 | 580,000 | 1,037,000 |
| Pretax income | 743,000 | 1,524,000 | 2,326,000 | 2,989,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 743,000 | 1,524,000 | 2,326,000 | 2,989,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,193,000 | 15,163,000 | 15,792,000 | 16,015,000 |
| Total capital | 16,517,000 | 16,470,000 | 17,139,000 | 17,387,000 |
| Risk-weighted assets | 104,899,000 | 103,476,000 | 106,607,000 | 108,667,000 |