Call reports 2026
WALLKILL VALLEY FEDERAL SAVINGS AND LOAN ASSOCIATION — 2026
What WALLKILL VALLEY FEDERAL SAVINGS AND LOAN ASSOCIATION reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 475,704,000 | 484,967,000 |
| Total loans | 343,128,000 | 352,261,000 |
| Allowance for loan losses | 3,620,000 | 3,871,000 |
| Securities available for sale | 39,273,000 | 40,576,000 |
| Securities held to maturity | 34,567,000 | 33,510,000 |
| Trading assets | 0 | 0 |
| Total deposits | 409,089,000 | 416,706,000 |
| Interest-bearing deposits | 324,664,000 | 330,189,000 |
| Noninterest-bearing deposits | 84,425,000 | 86,517,000 |
| Equity capital | 46,047,000 | 46,967,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 5,634,000 | 11,515,000 |
| Interest expense | 1,758,000 | 3,547,000 |
| Net interest income | 3,876,000 | 7,968,000 |
| Noninterest income | 667,000 | 1,308,000 |
| Noninterest expense | 3,499,000 | 7,000,000 |
| Provision for loan losses | 55,000 | 280,000 |
| Pretax income | 989,000 | 1,996,000 |
| Income tax | 192,000 | 377,000 |
| Net income | 797,000 | 1,619,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 42,583,000 | 43,445,000 |
| Total capital | 46,243,000 | 47,355,000 |
| Risk-weighted assets | 313,808,000 | 320,569,000 |