Call reports 2016
TEXAS NATIONAL BANK — 2016
What TEXAS NATIONAL BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 202,830,000 | 207,347,000 | 220,943,000 | 229,855,000 |
| Total loans | 134,883,000 | 135,073,000 | 148,108,000 | 158,563,000 |
| Allowance for loan losses | 1,885,000 | 1,893,000 | 2,074,000 | 2,176,000 |
| Securities available for sale | 7,104,000 | 11,926,000 | 24,911,000 | 23,702,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 163,508,000 | 157,745,000 | 170,483,000 | 178,500,000 |
| Interest-bearing deposits | 75,034,000 | 76,795,000 | 86,095,000 | 87,730,000 |
| Noninterest-bearing deposits | 88,474,000 | 80,950,000 | 84,388,000 | 90,771,000 |
| Equity capital | 18,118,000 | 18,487,000 | 19,042,000 | 20,124,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,512,000 | 5,216,000 | 8,060,000 | 10,977,000 |
| Interest expense | 265,000 | 554,000 | 882,000 | 1,231,000 |
| Net interest income | 2,247,000 | 4,662,000 | 7,178,000 | 9,746,000 |
| Noninterest income | 207,000 | 385,000 | 605,000 | 897,000 |
| Noninterest expense | 1,821,000 | 3,770,000 | 5,596,000 | 7,388,000 |
| Provision for loan losses | 81,000 | 235,000 | 303,000 | 396,000 |
| Pretax income | 656,000 | 1,146,000 | 1,988,000 | 2,950,000 |
| Income tax | 215,000 | 341,000 | 627,000 | 950,000 |
| Net income | 441,000 | 805,000 | 1,361,000 | 2,000,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,127,000 | 18,491,000 | 19,047,000 | 20,186,000 |
| Total capital | 19,948,000 | 20,295,000 | 21,049,000 | 22,316,000 |
| Risk-weighted assets | 145,613,000 | 144,178,000 | 160,044,000 | 170,388,000 |