Call reports 2008
TEXAS NATIONAL BANK — 2008
What TEXAS NATIONAL BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 82,456,000 | 73,769,000 | 66,917,000 | 66,107,000 |
| Total loans | 58,804,000 | 57,464,000 | 53,020,000 | 52,308,000 |
| Allowance for loan losses | 1,355,000 | 2,649,000 | 2,571,000 | 1,914,000 |
| Securities available for sale | 4,324,000 | 2,625,000 | 332,000 | 3,320,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 74,584,000 | 67,866,000 | 62,589,000 | 59,934,000 |
| Interest-bearing deposits | 65,701,000 | 58,387,000 | 54,063,000 | 51,776,000 |
| Noninterest-bearing deposits | 8,883,000 | 9,479,000 | 8,526,000 | 8,158,000 |
| Equity capital | 4,954,000 | 4,162,000 | 4,074,000 | 5,204,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 1,603,000 | 2,933,000 | 4,267,000 | 5,490,000 |
| Interest expense | 695,000 | 1,342,000 | 1,927,000 | 2,416,000 |
| Net interest income | 908,000 | 1,591,000 | 2,340,000 | 3,074,000 |
| Noninterest income | 116,000 | 122,000 | 240,000 | 334,000 |
| Noninterest expense | 1,098,000 | 2,144,000 | 3,310,000 | 4,368,000 |
| Provision for loan losses | 413,000 | 2,069,000 | 2,113,000 | 2,279,000 |
| Pretax income | -487,000 | -2,485,000 | -2,828,000 | -4,671,000 |
| Income tax | -166,000 | -489,000 | -491,000 | -1,762,000 |
| Net income | -321,000 | -1,996,000 | -2,337,000 | -2,909,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,203,000 | 3,285,000 | 2,755,000 | 3,077,000 |
| Total capital | 4,953,000 | 4,031,000 | 3,443,000 | 3,726,000 |
| Risk-weighted assets | 59,374,000 | 57,733,000 | 53,115,000 | 50,629,000 |