Call reports 2007
TEXAS NATIONAL BANK — 2007
What TEXAS NATIONAL BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 60,214,000 | 70,695,000 | 68,905,000 | 76,751,000 |
| Total loans | 48,908,000 | 58,130,000 | 54,134,000 | 56,321,000 |
| Allowance for loan losses | 555,000 | 599,000 | 637,000 | 1,252,000 |
| Securities available for sale | 3,143,000 | 3,009,000 | 2,969,000 | 4,105,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 52,914,000 | 61,932,000 | 61,891,000 | 69,674,000 |
| Interest-bearing deposits | 46,925,000 | 53,724,000 | 53,376,000 | 61,019,000 |
| Noninterest-bearing deposits | 5,989,000 | 8,208,000 | 8,515,000 | 8,655,000 |
| Equity capital | 5,868,000 | 5,879,000 | 6,206,000 | 5,303,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,427,000 | 3,010,000 | 4,276,000 | 6,115,000 |
| Interest expense | 510,000 | 1,141,000 | 1,788,000 | 2,456,000 |
| Net interest income | 917,000 | 1,869,000 | 2,488,000 | 3,659,000 |
| Noninterest income | 149,000 | 290,000 | 445,000 | 661,000 |
| Noninterest expense | 848,000 | 1,828,000 | 2,842,000 | 4,289,000 |
| Provision for loan losses | 45,000 | 90,000 | 357,000 | 1,742,000 |
| Pretax income | 173,000 | 241,000 | -266,000 | -1,711,000 |
| Income tax | 66,000 | 98,000 | -110,000 | -642,000 |
| Net income | 107,000 | 143,000 | -156,000 | -1,069,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,316,000 | 5,357,000 | 5,659,000 | 4,846,000 |
| Total capital | 5,871,000 | 5,956,000 | 6,296,000 | 5,571,000 |
| Risk-weighted assets | 50,877,000 | 59,397,000 | 52,239,000 | 57,499,000 |