Call reports 2005
TEXAS NATIONAL BANK — 2005
What TEXAS NATIONAL BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 36,212,000 | 36,996,000 | 36,133,000 | 34,717,000 |
| Total loans | 27,704,000 | 28,564,000 | 25,260,000 | 24,760,000 |
| Allowance for loan losses | 299,000 | 398,000 | 382,000 | 348,000 |
| Securities available for sale | 209,000 | 205,000 | 200,000 | 198,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 33,010,000 | 31,960,000 | 30,821,000 | 30,405,000 |
| Interest-bearing deposits | 26,680,000 | 25,781,000 | 24,969,000 | 24,478,000 |
| Noninterest-bearing deposits | 6,330,000 | 6,179,000 | 5,852,000 | 5,927,000 |
| Equity capital | 3,084,000 | 3,654,000 | 3,949,000 | 4,121,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 647,000 | 1,358,000 | 2,039,000 | 2,671,000 |
| Interest expense | 138,000 | 292,000 | 468,000 | 650,000 |
| Net interest income | 509,000 | 1,066,000 | 1,571,000 | 2,021,000 |
| Noninterest income | 109,000 | 117,000 | 106,000 | 260,000 |
| Noninterest expense | 524,000 | 1,106,000 | 1,694,000 | 2,164,000 |
| Provision for loan losses | 15,000 | 294,000 | 294,000 | 294,000 |
| Pretax income | 79,000 | -217,000 | -311,000 | -177,000 |
| Income tax | 27,000 | 14,000 | -10,000 | -48,000 |
| Net income | 52,000 | -231,000 | -301,000 | -129,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,062,000 | 3,145,000 | 3,442,000 | 3,616,000 |
| Total capital | 3,342,000 | 3,434,000 | 3,720,000 | 3,882,000 |
| Risk-weighted assets | 22,382,000 | 22,967,000 | 22,149,000 | 21,226,000 |