Call reports 2004
TEXAS NATIONAL BANK — 2004
What TEXAS NATIONAL BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 40,094,000 | 39,480,000 | 39,775,000 | 36,064,000 |
| Total loans | 32,967,000 | 34,440,000 | 29,927,000 | 27,094,000 |
| Allowance for loan losses | 327,000 | 375,000 | 329,000 | 430,000 |
| Securities available for sale | 249,000 | 224,000 | 218,000 | 214,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 36,858,000 | 36,270,000 | 36,559,000 | 32,945,000 |
| Interest-bearing deposits | 30,433,000 | 29,968,000 | 30,471,000 | 26,746,000 |
| Noninterest-bearing deposits | 6,425,000 | 6,302,000 | 6,088,000 | 6,199,000 |
| Equity capital | 2,940,000 | 3,033,000 | 3,067,000 | 3,034,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 706,000 | 1,383,000 | 2,087,000 | 2,753,000 |
| Interest expense | 132,000 | 267,000 | 416,000 | 560,000 |
| Net interest income | 574,000 | 1,116,000 | 1,671,000 | 2,193,000 |
| Noninterest income | 114,000 | 353,000 | 400,000 | 485,000 |
| Noninterest expense | 526,000 | 1,058,000 | 1,599,000 | 2,163,000 |
| Provision for loan losses | 56,000 | 167,000 | 177,000 | 391,000 |
| Pretax income | 106,000 | 244,000 | 295,000 | 124,000 |
| Income tax | 36,000 | 79,000 | 96,000 | 33,000 |
| Net income | 70,000 | 165,000 | 199,000 | 91,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,913,000 | 3,008,000 | 3,040,000 | 3,007,000 |
| Total capital | 3,207,000 | 3,289,000 | 3,338,000 | 3,285,000 |
| Risk-weighted assets | 23,463,000 | 22,419,000 | 23,824,000 | 22,157,000 |