Call reports 2003
TEXAS NATIONAL BANK — 2003
What TEXAS NATIONAL BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 41,128,000 | 39,810,000 | 40,798,000 | 37,945,000 |
| Total loans | 33,061,000 | 33,043,000 | 30,941,000 | 31,744,000 |
| Allowance for loan losses | 271,000 | 236,000 | 278,000 | 277,000 |
| Securities available for sale | 988,000 | 953,000 | 340,000 | 266,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 37,854,000 | 36,495,000 | 37,615,000 | 34,948,000 |
| Interest-bearing deposits | 31,173,000 | 30,238,000 | 31,354,000 | 28,199,000 |
| Noninterest-bearing deposits | 6,681,000 | 6,257,000 | 6,261,000 | 6,749,000 |
| Equity capital | 3,007,000 | 3,018,000 | 2,983,000 | 2,872,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 739,000 | 1,477,000 | 2,216,000 | 2,904,000 |
| Interest expense | 181,000 | 351,000 | 504,000 | 636,000 |
| Net interest income | 558,000 | 1,126,000 | 1,712,000 | 2,268,000 |
| Noninterest income | 132,000 | 257,000 | 319,000 | 474,000 |
| Noninterest expense | 569,000 | 1,138,000 | 1,725,000 | 2,354,000 |
| Provision for loan losses | 25,000 | 113,000 | 179,000 | 396,000 |
| Pretax income | 120,000 | 157,000 | 152,000 | 17,000 |
| Income tax | 41,000 | 52,000 | 52,000 | 1,000 |
| Net income | 79,000 | 105,000 | 100,000 | 16,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,974,000 | 2,984,000 | 2,954,000 | 2,845,000 |
| Total capital | 3,245,000 | 3,220,000 | 3,232,000 | 3,122,000 |
| Risk-weighted assets | 23,439,000 | 22,991,000 | 22,643,000 | 22,551,000 |