Call reports 2002
TEXAS NATIONAL BANK — 2002
What TEXAS NATIONAL BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 38,756,000 | 40,122,000 | 39,376,000 | 40,022,000 |
| Total loans | 32,263,000 | 32,615,000 | 31,678,000 | 31,777,000 |
| Allowance for loan losses | 253,000 | 266,000 | 275,000 | 265,000 |
| Securities available for sale | 881,000 | 1,009,000 | 1,012,000 | 1,007,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 34,393,000 | 34,832,000 | 36,042,000 | 36,570,000 |
| Interest-bearing deposits | 28,116,000 | 29,134,000 | 30,038,000 | 30,339,000 |
| Noninterest-bearing deposits | 6,277,000 | 5,698,000 | 6,004,000 | 6,231,000 |
| Equity capital | 2,901,000 | 2,970,000 | 2,974,000 | 3,089,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 811,000 | 1,591,000 | 2,346,000 | 3,119,000 |
| Interest expense | 259,000 | 470,000 | 682,000 | 878,000 |
| Net interest income | 552,000 | 1,121,000 | 1,664,000 | 2,241,000 |
| Noninterest income | 185,000 | 347,000 | 456,000 | 632,000 |
| Noninterest expense | 493,000 | 1,045,000 | 1,590,000 | 2,155,000 |
| Provision for loan losses | 31,000 | 52,000 | 71,000 | 81,000 |
| Pretax income | 213,000 | 371,000 | 459,000 | 637,000 |
| Income tax | 73,000 | 123,000 | 153,000 | 206,000 |
| Net income | 140,000 | 248,000 | 306,000 | 431,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,893,000 | 2,952,000 | 2,961,000 | 3,047,000 |
| Total capital | 3,146,000 | 3,218,000 | 3,236,000 | 3,308,000 |
| Risk-weighted assets | 22,011,000 | 22,880,000 | 22,922,000 | 23,056,000 |