Call reports 2026
KERNDT BROTHERS SAVINGS BANK — 2026
What KERNDT BROTHERS SAVINGS BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 350,950,000 | 347,219,000 |
| Total loans | 220,188,000 | 205,071,000 |
| Allowance for loan losses | 2,819,000 | 2,851,000 |
| Securities available for sale | 82,700,000 | 101,108,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 287,854,000 | 282,840,000 |
| Interest-bearing deposits | 247,869,000 | 241,739,000 |
| Noninterest-bearing deposits | 39,985,000 | 41,101,000 |
| Equity capital | 36,752,000 | 37,779,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 4,157,000 | 8,709,000 |
| Interest expense | 1,478,000 | 3,037,000 |
| Net interest income | 2,679,000 | 5,672,000 |
| Noninterest income | 3,397,000 | 3,737,000 |
| Noninterest expense | 2,708,000 | 4,759,000 |
| Provision for loan losses | 231,000 | 264,000 |
| Pretax income | 3,130,000 | 4,436,000 |
| Income tax | 114,000 | 165,000 |
| Net income | 3,016,000 | 4,271,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 36,539,000 | 37,267,000 |