Call reports 2004
CUYAMACA BANK, NATIONAL ASSOCIATION — 2004
What CUYAMACA BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 |
|---|---|---|---|
| Total assets | 112,780,000 | 116,751,000 | 115,468,000 |
| Total loans | 86,480,000 | 89,507,000 | 90,937,000 |
| Allowance for loan losses | 824,000 | 869,000 | 1,155,000 |
| Securities available for sale | 8,552,000 | 6,953,000 | 5,066,000 |
| Securities held to maturity | 3,293,000 | 3,256,000 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 99,371,000 | 102,310,000 | 102,038,000 |
| Interest-bearing deposits | 64,074,000 | 65,586,000 | 65,576,000 |
| Noninterest-bearing deposits | 35,297,000 | 36,724,000 | 36,462,000 |
| Equity capital | 9,020,000 | 9,143,000 | 9,108,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 |
|---|---|---|---|
| Interest income | 1,490,000 | 3,085,000 | 4,767,000 |
| Interest expense | 186,000 | 385,000 | 614,000 |
| Net interest income | 1,304,000 | 2,700,000 | 4,153,000 |
| Noninterest income | 333,000 | 638,000 | 904,000 |
| Noninterest expense | 1,235,000 | 2,550,000 | 4,083,000 |
| Provision for loan losses | 50,000 | 95,000 | 376,000 |
| Pretax income | 352,000 | 710,000 | 769,000 |
| Income tax | 133,000 | 268,000 | 349,000 |
| Net income | 219,000 | 442,000 | 420,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 |
|---|---|---|---|
| Tier 1 capital | 8,835,000 | 9,052,000 | 9,032,000 |
| Total capital | 9,659,000 | 9,921,000 | 10,187,000 |
| Risk-weighted assets | 91,637,000 | 96,016,000 | 98,958,000 |