Call reports 2003
CUYAMACA BANK, NATIONAL ASSOCIATION — 2003
What CUYAMACA BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 96,484,000 | 102,125,000 | 100,477,000 | 104,028,000 |
| Total loans | 67,255,000 | 74,923,000 | 81,116,000 | 71,903,000 |
| Allowance for loan losses | 650,000 | 661,000 | 729,000 | 774,000 |
| Securities available for sale | 8,303,000 | 7,879,000 | 7,395,000 | 9,111,000 |
| Securities held to maturity | 4,802,000 | 2,756,000 | 2,915,000 | 3,340,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 87,596,000 | 92,098,000 | 90,016,000 | 92,187,000 |
| Interest-bearing deposits | 61,461,000 | 62,486,000 | 59,935,000 | 60,364,000 |
| Noninterest-bearing deposits | 26,135,000 | 29,612,000 | 30,081,000 | 31,823,000 |
| Equity capital | 7,643,000 | 7,823,000 | 7,953,000 | 8,427,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 1,410,000 | 2,881,000 | 4,386,000 | 5,840,000 |
| Interest expense | 210,000 | 428,000 | 626,000 | 811,000 |
| Net interest income | 1,200,000 | 2,453,000 | 3,760,000 | 5,029,000 |
| Noninterest income | 256,000 | 558,000 | 836,000 | 1,191,000 |
| Noninterest expense | 1,161,000 | 2,398,000 | 3,648,000 | 4,860,000 |
| Provision for loan losses | 46,000 | 93,000 | 173,000 | 218,000 |
| Pretax income | 249,000 | 520,000 | 775,000 | 1,142,000 |
| Income tax | 92,000 | 194,000 | 289,000 | 405,000 |
| Net income | 157,000 | 326,000 | 486,000 | 737,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,464,000 | 7,628,000 | 7,802,000 | 8,265,000 |
| Total capital | 8,114,000 | 8,289,000 | 8,531,000 | 9,039,000 |
| Risk-weighted assets | 71,300,000 | 75,437,000 | 77,241,000 | 83,413,000 |