Call reports 2002
CUYAMACA BANK, NATIONAL ASSOCIATION — 2002
What CUYAMACA BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 77,198,000 | 76,577,000 | 84,364,000 | 90,052,000 |
| Total loans | 50,974,000 | 55,210,000 | 57,935,000 | 64,253,000 |
| Allowance for loan losses | 499,000 | 551,000 | 591,000 | 646,000 |
| Securities available for sale | 8,990,000 | 8,653,000 | 9,065,000 | 10,156,000 |
| Securities held to maturity | 3,658,000 | 3,612,000 | 3,929,000 | 4,852,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 69,596,000 | 68,898,000 | 76,444,000 | 81,883,000 |
| Interest-bearing deposits | 46,233,000 | 47,295,000 | 54,094,000 | 55,980,000 |
| Noninterest-bearing deposits | 23,363,000 | 21,603,000 | 22,350,000 | 25,903,000 |
| Equity capital | 6,906,000 | 7,137,000 | 7,369,000 | 7,516,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,234,000 | 2,558,000 | 3,911,000 | 5,328,000 |
| Interest expense | 198,000 | 395,000 | 632,000 | 864,000 |
| Net interest income | 1,036,000 | 2,163,000 | 3,279,000 | 4,464,000 |
| Noninterest income | 165,000 | 323,000 | 563,000 | 805,000 |
| Noninterest expense | 969,000 | 2,016,000 | 3,145,000 | 4,309,000 |
| Provision for loan losses | 40,000 | 85,000 | 125,000 | 180,000 |
| Pretax income | 192,000 | 385,000 | 572,000 | 796,000 |
| Income tax | 69,000 | 139,000 | 208,000 | 294,000 |
| Net income | 123,000 | 246,000 | 364,000 | 502,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,842,000 | 6,975,000 | 7,176,000 | 7,313,000 |
| Total capital | 7,341,000 | 7,526,000 | 7,767,000 | 7,959,000 |
| Risk-weighted assets | 56,965,000 | 59,873,000 | 61,882,000 | 66,048,000 |