Call reports 2001
SUMTER NATIONAL BANK — 2001
What SUMTER NATIONAL BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 78,897,000 | 81,765,000 | 85,071,000 | 91,415,000 |
| Total loans | 65,550,000 | 69,344,000 | 73,392,000 | 77,221,000 |
| Allowance for loan losses | 799,000 | 806,000 | 831,000 | 902,000 |
| Securities available for sale | 3,819,000 | 2,574,000 | 3,954,000 | 3,618,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 61,205,000 | 64,002,000 | 67,100,000 | 73,067,000 |
| Interest-bearing deposits | 51,298,000 | 53,717,000 | 56,837,000 | 61,597,000 |
| Noninterest-bearing deposits | 9,907,000 | 10,285,000 | 10,263,000 | 11,470,000 |
| Equity capital | 6,036,000 | 6,226,000 | 6,418,000 | 6,744,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,595,000 | 3,244,000 | 4,897,000 | 6,517,000 |
| Interest expense | 816,000 | 1,660,000 | 2,470,000 | 3,203,000 |
| Net interest income | 779,000 | 1,584,000 | 2,427,000 | 3,314,000 |
| Noninterest income | 155,000 | 349,000 | 579,000 | 806,000 |
| Noninterest expense | 486,000 | 974,000 | 1,493,000 | 1,981,000 |
| Provision for loan losses | 60,000 | 120,000 | 195,000 | 305,000 |
| Pretax income | 388,000 | 839,000 | 1,318,000 | 1,834,000 |
| Income tax | 138,000 | 288,000 | 469,000 | 650,000 |
| Net income | 250,000 | 551,000 | 849,000 | 1,184,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,036,000 | 6,217,000 | 6,401,000 | 6,736,000 |
| Total capital | 6,835,000 | 7,023,000 | 7,232,000 | 7,638,000 |
| Risk-weighted assets | 64,303,000 | 67,671,000 | 71,335,000 | 75,564,000 |