Call reports 2014
FIRST NATIONAL BANK OF LA GRANGE — 2014
What FIRST NATIONAL BANK OF LA GRANGE reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 |
|---|---|---|---|
| Total assets | 330,927,000 | 341,645,000 | 335,598,000 |
| Total loans | 161,192,000 | 162,900,000 | 165,484,000 |
| Allowance for loan losses | 2,650,000 | 2,565,000 | 2,253,000 |
| Securities available for sale | 130,894,000 | 129,087,000 | 128,939,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 299,550,000 | 309,555,000 | 303,849,000 |
| Interest-bearing deposits | 200,207,000 | 192,376,000 | 188,208,000 |
| Noninterest-bearing deposits | 99,343,000 | 117,179,000 | 115,641,000 |
| Equity capital | 30,573,000 | 31,202,000 | 31,002,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 |
|---|---|---|---|
| Interest income | 2,263,000 | 4,539,000 | 6,901,000 |
| Interest expense | 70,000 | 145,000 | 221,000 |
| Net interest income | 2,193,000 | 4,394,000 | 6,680,000 |
| Noninterest income | 1,347,000 | 2,396,000 | 3,417,000 |
| Noninterest expense | 2,330,000 | 4,625,000 | 7,008,000 |
| Provision for loan losses | 50,000 | 0 | -100,000 |
| Pretax income | 1,160,000 | 2,165,000 | 3,189,000 |
| Income tax | 18,000 | 36,000 | 54,000 |
| Net income | 1,142,000 | 2,129,000 | 3,135,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 |
|---|---|---|---|
| Tier 1 capital | 30,587,000 | 30,575,000 | 30,581,000 |
| Total capital | 32,764,000 | 32,727,000 | 32,790,000 |
| Risk-weighted assets | 174,570,000 | 176,827,000 | 176,710,000 |