Call reports 2013
FIRST NATIONAL BANK OF LA GRANGE — 2013
What FIRST NATIONAL BANK OF LA GRANGE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 330,387,000 | 326,468,000 | 322,718,000 | 333,740,000 |
| Total loans | 151,315,000 | 148,676,000 | 149,539,000 | 161,507,000 |
| Allowance for loan losses | 2,722,000 | 2,597,000 | 2,730,000 | 2,586,000 |
| Securities available for sale | 140,046,000 | 135,487,000 | 136,117,000 | 132,013,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 297,199,000 | 295,360,000 | 292,110,000 | 302,818,000 |
| Interest-bearing deposits | 204,159,000 | 203,126,000 | 199,196,000 | 200,523,000 |
| Noninterest-bearing deposits | 93,040,000 | 92,234,000 | 92,914,000 | 102,295,000 |
| Equity capital | 31,653,000 | 30,152,000 | 29,756,000 | 29,911,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 2,288,000 | 4,675,000 | 6,933,000 | 9,326,000 |
| Interest expense | 91,000 | 175,000 | 252,000 | 328,000 |
| Net interest income | 2,197,000 | 4,500,000 | 6,681,000 | 8,998,000 |
| Noninterest income | 1,173,000 | 2,467,000 | 3,689,000 | 5,131,000 |
| Noninterest expense | 2,198,000 | 4,503,000 | 6,793,000 | 9,153,000 |
| Provision for loan losses | 75,000 | 150,000 | 275,000 | 105,000 |
| Pretax income | 1,097,000 | 2,314,000 | 3,302,000 | 4,871,000 |
| Income tax | 18,000 | 36,000 | 54,000 | 72,000 |
| Net income | 1,079,000 | 2,278,000 | 3,248,000 | 4,799,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,476,000 | 29,925,000 | 29,895,000 | 30,445,000 |
| Total capital | 31,484,000 | 31,921,000 | 31,910,000 | 32,612,000 |
| Risk-weighted assets | 159,917,000 | 159,116,000 | 160,479,000 | 174,657,000 |