Call reports 2012
FIRST NATIONAL BANK OF LA GRANGE — 2012
What FIRST NATIONAL BANK OF LA GRANGE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 330,945,000 | 335,872,000 | 337,833,000 | 335,804,000 |
| Total loans | 160,483,000 | 155,896,000 | 155,086,000 | 155,475,000 |
| Allowance for loan losses | 2,014,000 | 2,155,000 | 2,419,000 | 2,654,000 |
| Securities available for sale | 127,736,000 | 137,329,000 | 145,322,000 | 143,387,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 300,538,000 | 304,390,000 | 305,312,000 | 302,687,000 |
| Interest-bearing deposits | 207,014,000 | 203,496,000 | 209,504,000 | 209,835,000 |
| Noninterest-bearing deposits | 93,524,000 | 100,894,000 | 95,808,000 | 92,852,000 |
| Equity capital | 29,064,000 | 30,128,000 | 31,183,000 | 31,597,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,397,000 | 4,840,000 | 7,350,000 | 9,716,000 |
| Interest expense | 111,000 | 212,000 | 312,000 | 410,000 |
| Net interest income | 2,286,000 | 4,628,000 | 7,038,000 | 9,306,000 |
| Noninterest income | 1,169,000 | 2,295,000 | 3,622,000 | 4,777,000 |
| Noninterest expense | 2,073,000 | 4,219,000 | 6,433,000 | 8,541,000 |
| Provision for loan losses | 75,000 | 150,000 | 325,000 | 550,000 |
| Pretax income | 1,307,000 | 2,554,000 | 3,902,000 | 4,992,000 |
| Income tax | 12,000 | 24,000 | 42,000 | 60,000 |
| Net income | 1,295,000 | 2,530,000 | 3,860,000 | 4,932,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,258,000 | 27,995,000 | 28,827,000 | 29,146,000 |
| Total capital | 29,272,000 | 30,063,000 | 30,884,000 | 31,184,000 |
| Risk-weighted assets | 168,311,000 | 165,373,000 | 164,189,000 | 162,478,000 |