Call reports 2011
FIRST NATIONAL BANK OF LA GRANGE — 2011
What FIRST NATIONAL BANK OF LA GRANGE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 306,568,000 | 317,170,000 | 316,326,000 | 317,394,000 |
| Total loans | 150,221,000 | 150,999,000 | 152,718,000 | 161,048,000 |
| Allowance for loan losses | 1,551,000 | 1,577,000 | 1,686,000 | 1,936,000 |
| Securities available for sale | 131,181,000 | 127,432,000 | 134,204,000 | 113,349,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 278,888,000 | 288,329,000 | 286,256,000 | 287,025,000 |
| Interest-bearing deposits | 206,842,000 | 218,180,000 | 208,545,000 | 205,899,000 |
| Noninterest-bearing deposits | 72,046,000 | 70,149,000 | 77,711,000 | 81,126,000 |
| Equity capital | 25,343,000 | 26,943,000 | 28,020,000 | 28,310,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,579,000 | 5,113,000 | 7,654,000 | 10,227,000 |
| Interest expense | 252,000 | 451,000 | 613,000 | 732,000 |
| Net interest income | 2,327,000 | 4,662,000 | 7,041,000 | 9,495,000 |
| Noninterest income | 946,000 | 1,897,000 | 2,918,000 | 4,168,000 |
| Noninterest expense | 2,271,000 | 4,554,000 | 6,748,000 | 8,858,000 |
| Provision for loan losses | 105,000 | 210,000 | 315,000 | 1,080,000 |
| Pretax income | 897,000 | 1,901,000 | 3,002,000 | 4,506,000 |
| Income tax | 11,000 | 21,000 | 32,000 | 42,000 |
| Net income | 886,000 | 1,880,000 | 2,970,000 | 4,464,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,387,000 | 24,881,000 | 25,471,000 | 26,465,000 |
| Total capital | 25,938,000 | 26,458,000 | 27,157,000 | 28,401,000 |
| Risk-weighted assets | 157,153,000 | 158,689,000 | 158,222,000 | 164,678,000 |