Call reports 2010
FIRST NATIONAL BANK OF LA GRANGE — 2010
What FIRST NATIONAL BANK OF LA GRANGE reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 297,498,000 | 300,383,000 | 310,119,000 | 320,228,000 |
| Total loans | 145,508,000 | 144,532,000 | 144,182,000 | 151,588,000 |
| Allowance for loan losses | 1,288,000 | 1,397,000 | 1,411,000 | 1,500,000 |
| Securities available for sale | 72,699,000 | 92,585,000 | 116,853,000 | 123,871,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 271,732,000 | 272,493,000 | 281,155,000 | 290,757,000 |
| Interest-bearing deposits | 210,019,000 | 211,314,000 | 217,446,000 | 215,169,000 |
| Noninterest-bearing deposits | 61,713,000 | 61,179,000 | 63,709,000 | 75,588,000 |
| Equity capital | 23,655,000 | 24,891,000 | 25,948,000 | 24,909,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 2,554,000 | 5,101,000 | 7,703,000 | 10,346,000 |
| Interest expense | 365,000 | 749,000 | 1,077,000 | 1,341,000 |
| Net interest income | 2,189,000 | 4,352,000 | 6,626,000 | 9,005,000 |
| Noninterest income | 919,000 | 1,993,000 | 3,022,000 | 4,102,000 |
| Noninterest expense | 1,998,000 | 4,045,000 | 6,209,000 | 8,628,000 |
| Provision for loan losses | 120,000 | 240,000 | 360,000 | 480,000 |
| Pretax income | 990,000 | 2,093,000 | 3,112,000 | 4,239,000 |
| Income tax | 15,000 | 30,000 | 40,000 | -35,000 |
| Net income | 975,000 | 2,063,000 | 3,072,000 | 4,274,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,952,000 | 23,291,000 | 23,549,000 | 24,001,000 |
| Total capital | 24,240,000 | 24,688,000 | 24,960,000 | 25,501,000 |
| Risk-weighted assets | 140,267,000 | 140,561,000 | 149,617,000 | 157,933,000 |