Call reports 2009
FIRST NATIONAL BANK OF LA GRANGE — 2009
What FIRST NATIONAL BANK OF LA GRANGE reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 270,858,000 | 281,368,000 | 283,244,000 | 287,646,000 |
| Total loans | 160,912,000 | 151,358,000 | 144,546,000 | 145,025,000 |
| Allowance for loan losses | 1,537,000 | 1,184,000 | 1,036,000 | 1,269,000 |
| Securities available for sale | 40,987,000 | 45,538,000 | 61,265,000 | 62,197,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 243,143,000 | 253,424,000 | 254,433,000 | 261,186,000 |
| Interest-bearing deposits | 193,379,000 | 195,731,000 | 196,579,000 | 196,914,000 |
| Noninterest-bearing deposits | 49,764,000 | 57,693,000 | 57,854,000 | 64,272,000 |
| Equity capital | 24,357,000 | 24,423,000 | 24,772,000 | 23,790,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 2,802,000 | 5,514,000 | 8,187,000 | 10,830,000 |
| Interest expense | 459,000 | 876,000 | 1,278,000 | 1,673,000 |
| Net interest income | 2,343,000 | 4,638,000 | 6,909,000 | 9,157,000 |
| Noninterest income | 880,000 | 1,905,000 | 2,869,000 | 3,858,000 |
| Noninterest expense | 1,856,000 | 3,849,000 | 5,799,000 | 7,861,000 |
| Provision for loan losses | 150,000 | 300,000 | 525,000 | 1,432,000 |
| Pretax income | 1,217,000 | 2,394,000 | 3,454,000 | 4,280,000 |
| Income tax | 15,000 | 30,000 | 45,000 | 60,000 |
| Net income | 1,202,000 | 2,364,000 | 3,409,000 | 4,220,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,961,000 | 23,121,000 | 23,166,000 | 22,977,000 |
| Total capital | 24,498,000 | 24,305,000 | 24,202,000 | 24,246,000 |
| Risk-weighted assets | 151,336,000 | 143,544,000 | 138,588,000 | 139,576,000 |