Call reports 2008
FIRST NATIONAL BANK OF LA GRANGE — 2008
What FIRST NATIONAL BANK OF LA GRANGE reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 230,857,000 | 228,565,000 | 248,858,000 | 257,907,000 |
| Total loans | 166,375,000 | 165,995,000 | 169,203,000 | 166,826,000 |
| Allowance for loan losses | 1,227,000 | 1,254,000 | 1,327,000 | 1,399,000 |
| Securities available for sale | 38,476,000 | 38,395,000 | 44,454,000 | 44,973,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 203,604,000 | 200,879,000 | 221,654,000 | 229,484,000 |
| Interest-bearing deposits | 154,019,000 | 153,690,000 | 173,251,000 | 176,219,000 |
| Noninterest-bearing deposits | 49,585,000 | 47,189,000 | 48,403,000 | 53,265,000 |
| Equity capital | 23,008,000 | 22,861,000 | 23,183,000 | 24,431,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 3,078,000 | 6,027,000 | 8,983,000 | 11,986,000 |
| Interest expense | 765,000 | 1,382,000 | 2,052,000 | 2,721,000 |
| Net interest income | 2,313,000 | 4,645,000 | 6,931,000 | 9,265,000 |
| Noninterest income | 874,000 | 1,828,000 | 2,786,000 | 3,640,000 |
| Noninterest expense | 1,781,000 | 3,588,000 | 5,503,000 | 7,451,000 |
| Provision for loan losses | 0 | 50,000 | 125,000 | 200,000 |
| Pretax income | 1,500,000 | 2,929,000 | 4,183,000 | 5,349,000 |
| Income tax | 15,000 | 30,000 | 45,000 | 39,000 |
| Net income | 1,485,000 | 2,899,000 | 4,138,000 | 5,310,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,932,000 | 22,346,000 | 22,585,000 | 22,758,000 |
| Total capital | 23,159,000 | 23,600,000 | 23,912,000 | 24,157,000 |
| Risk-weighted assets | 154,119,000 | 153,246,000 | 158,034,000 | 155,145,000 |