Call reports 2007
FIRST NATIONAL BANK OF LA GRANGE — 2007
What FIRST NATIONAL BANK OF LA GRANGE reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 209,630,000 | 208,516,000 | 212,774,000 | 220,719,000 |
| Total loans | 150,128,000 | 153,272,000 | 157,905,000 | 162,718,000 |
| Allowance for loan losses | 1,128,000 | 1,163,000 | 1,168,000 | 1,236,000 |
| Securities available for sale | 42,911,000 | 42,146,000 | 41,294,000 | 38,810,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 184,887,000 | 184,253,000 | 187,892,000 | 194,171,000 |
| Interest-bearing deposits | 134,671,000 | 138,075,000 | 139,684,000 | 141,179,000 |
| Noninterest-bearing deposits | 50,216,000 | 46,178,000 | 48,208,000 | 52,992,000 |
| Equity capital | 20,203,000 | 20,269,000 | 21,143,000 | 21,913,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 3,110,000 | 6,216,000 | 9,413,000 | 12,627,000 |
| Interest expense | 780,000 | 1,610,000 | 2,475,000 | 3,336,000 |
| Net interest income | 2,330,000 | 4,606,000 | 6,938,000 | 9,291,000 |
| Noninterest income | 911,000 | 1,778,000 | 2,639,000 | 3,562,000 |
| Noninterest expense | 1,683,000 | 3,401,000 | 5,198,000 | 7,113,000 |
| Provision for loan losses | 20,000 | 50,000 | 70,000 | 145,000 |
| Pretax income | 1,538,000 | 2,933,000 | 4,309,000 | 5,595,000 |
| Income tax | 15,000 | 29,000 | 44,000 | -26,000 |
| Net income | 1,523,000 | 2,904,000 | 4,265,000 | 5,621,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,349,000 | 20,730,000 | 21,091,000 | 21,447,000 |
| Total capital | 21,477,000 | 21,893,000 | 22,259,000 | 22,683,000 |
| Risk-weighted assets | 138,888,000 | 142,067,000 | 145,787,000 | 150,099,000 |