Call reports 2006
FIRST NATIONAL BANK OF LA GRANGE — 2006
What FIRST NATIONAL BANK OF LA GRANGE reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 211,556,000 | 210,028,000 | 210,158,000 | 215,512,000 |
| Total loans | 146,718,000 | 143,665,000 | 148,563,000 | 147,210,000 |
| Allowance for loan losses | 1,141,000 | 1,139,000 | 1,139,000 | 1,111,000 |
| Securities available for sale | 42,655,000 | 44,579,000 | 44,423,000 | 42,388,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 189,735,000 | 186,837,000 | 185,992,000 | 190,929,000 |
| Interest-bearing deposits | 136,074,000 | 138,813,000 | 138,645,000 | 139,318,000 |
| Noninterest-bearing deposits | 53,661,000 | 48,024,000 | 47,347,000 | 51,611,000 |
| Equity capital | 18,248,000 | 18,434,000 | 19,426,000 | 19,563,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 2,835,000 | 5,791,000 | 8,844,000 | 11,988,000 |
| Interest expense | 583,000 | 1,247,000 | 1,983,000 | 2,775,000 |
| Net interest income | 2,252,000 | 4,544,000 | 6,861,000 | 9,213,000 |
| Noninterest income | 761,000 | 1,592,000 | 2,426,000 | 3,249,000 |
| Noninterest expense | 1,598,000 | 3,229,000 | 4,850,000 | 6,835,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,415,000 | 2,907,000 | 4,437,000 | 5,517,000 |
| Income tax | 15,000 | 30,000 | 45,000 | 60,000 |
| Net income | 1,400,000 | 2,877,000 | 4,392,000 | 5,457,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,769,000 | 19,245,000 | 19,762,000 | 19,826,000 |
| Total capital | 19,910,000 | 20,384,000 | 20,901,000 | 20,937,000 |
| Risk-weighted assets | 139,594,000 | 136,046,000 | 140,119,000 | 136,720,000 |