Call reports 2005
FIRST NATIONAL BANK OF LA GRANGE — 2005
What FIRST NATIONAL BANK OF LA GRANGE reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 210,782,000 | 214,023,000 | 207,093,000 | 210,928,000 |
| Total loans | 140,348,000 | 140,880,000 | 146,057,000 | 145,284,000 |
| Allowance for loan losses | 1,071,000 | 1,094,000 | 1,125,000 | 1,140,000 |
| Securities available for sale | 49,077,000 | 53,607,000 | 49,377,000 | 41,851,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 189,895,000 | 193,346,000 | 183,427,000 | 188,644,000 |
| Interest-bearing deposits | 140,063,000 | 145,058,000 | 136,162,000 | 137,337,000 |
| Noninterest-bearing deposits | 49,832,000 | 48,288,000 | 47,265,000 | 51,307,000 |
| Equity capital | 17,472,000 | 18,120,000 | 18,117,000 | 18,021,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 2,496,000 | 5,130,000 | 7,866,000 | 10,682,000 |
| Interest expense | 350,000 | 773,000 | 1,249,000 | 1,808,000 |
| Net interest income | 2,146,000 | 4,357,000 | 6,617,000 | 8,874,000 |
| Noninterest income | 715,000 | 1,434,000 | 2,207,000 | 2,991,000 |
| Noninterest expense | 1,470,000 | 3,023,000 | 4,595,000 | 6,421,000 |
| Provision for loan losses | 0 | 30,000 | 60,000 | 90,000 |
| Pretax income | 1,391,000 | 2,738,000 | 4,167,000 | 5,089,000 |
| Income tax | 15,000 | 30,000 | 45,000 | 60,000 |
| Net income | 1,376,000 | 2,708,000 | 4,122,000 | 5,029,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,715,000 | 18,047,000 | 18,463,000 | 18,369,000 |
| Total capital | 18,786,000 | 19,141,000 | 19,588,000 | 19,508,000 |
| Risk-weighted assets | 133,579,000 | 135,308,000 | 139,503,000 | 138,425,000 |