Call reports 2004
FIRST NATIONAL BANK OF LA GRANGE — 2004
What FIRST NATIONAL BANK OF LA GRANGE reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 200,501,000 | 203,527,000 | 208,920,000 | 209,201,000 |
| Total loans | 127,801,000 | 132,123,000 | 135,740,000 | 139,300,000 |
| Allowance for loan losses | 1,108,000 | 1,077,000 | 1,077,000 | 1,073,000 |
| Securities available for sale | 50,003,000 | 51,217,000 | 56,432,000 | 49,373,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 179,944,000 | 183,090,000 | 187,655,000 | 188,186,000 |
| Interest-bearing deposits | 136,633,000 | 136,683,000 | 142,057,000 | 139,091,000 |
| Noninterest-bearing deposits | 43,311,000 | 46,407,000 | 45,598,000 | 49,095,000 |
| Equity capital | 17,303,000 | 17,220,000 | 18,012,000 | 18,042,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 2,177,000 | 4,391,000 | 6,694,000 | 9,142,000 |
| Interest expense | 315,000 | 617,000 | 926,000 | 1,252,000 |
| Net interest income | 1,862,000 | 3,774,000 | 5,768,000 | 7,890,000 |
| Noninterest income | 697,000 | 1,448,000 | 2,149,000 | 2,971,000 |
| Noninterest expense | 1,442,000 | 2,903,000 | 4,362,000 | 6,185,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,117,000 | 2,319,000 | 3,555,000 | 4,676,000 |
| Income tax | 15,000 | 30,000 | 45,000 | 60,000 |
| Net income | 1,102,000 | 2,289,000 | 3,510,000 | 4,616,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,825,000 | 17,012,000 | 17,233,000 | 17,339,000 |
| Total capital | 16,933,000 | 18,089,000 | 18,310,000 | 18,412,000 |
| Risk-weighted assets | 122,934,000 | 125,160,000 | 128,880,000 | 132,719,000 |