Call reports 2003
FIRST NATIONAL BANK OF LA GRANGE — 2003
What FIRST NATIONAL BANK OF LA GRANGE reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 181,606,000 | 187,915,000 | 190,025,000 | 191,375,000 |
| Total loans | 117,211,000 | 121,925,000 | 124,120,000 | 128,629,000 |
| Allowance for loan losses | 1,052,000 | 1,039,000 | 1,083,000 | 1,109,000 |
| Securities available for sale | 46,600,000 | 46,945,000 | 48,495,000 | 49,128,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 161,773,000 | 167,170,000 | 169,776,000 | 170,814,000 |
| Interest-bearing deposits | 124,043,000 | 129,082,000 | 133,578,000 | 128,970,000 |
| Noninterest-bearing deposits | 37,730,000 | 38,088,000 | 36,198,000 | 41,844,000 |
| Equity capital | 17,062,000 | 17,400,000 | 17,228,000 | 16,931,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 2,280,000 | 4,553,000 | 6,796,000 | 8,978,000 |
| Interest expense | 431,000 | 841,000 | 1,206,000 | 1,551,000 |
| Net interest income | 1,849,000 | 3,712,000 | 5,590,000 | 7,427,000 |
| Noninterest income | 762,000 | 1,477,000 | 2,266,000 | 3,101,000 |
| Noninterest expense | 1,381,000 | 2,760,000 | 4,195,000 | 5,842,000 |
| Provision for loan losses | 0 | 0 | 45,000 | 75,000 |
| Pretax income | 1,230,000 | 2,429,000 | 3,616,000 | 4,611,000 |
| Income tax | 15,000 | 30,000 | 45,000 | 60,000 |
| Net income | 1,215,000 | 2,399,000 | 3,571,000 | 4,551,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,387,000 | 15,571,000 | 15,743,000 | 15,724,000 |
| Total capital | 16,439,000 | 16,610,000 | 16,826,000 | 16,833,000 |
| Risk-weighted assets | 111,287,000 | 116,686,000 | 117,778,000 | 121,657,000 |