Call reports 2002
FIRST NATIONAL BANK OF LA GRANGE — 2002
What FIRST NATIONAL BANK OF LA GRANGE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 169,990,000 | 174,352,000 | 171,582,000 | 177,742,000 |
| Total loans | 102,110,000 | 103,127,000 | 107,315,000 | 119,320,000 |
| Allowance for loan losses | 1,078,000 | 1,079,000 | 1,079,000 | 1,052,000 |
| Securities available for sale | 52,259,000 | 46,071,000 | 51,910,000 | 50,696,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 153,018,000 | 155,641,000 | 150,326,000 | 158,306,000 |
| Interest-bearing deposits | 115,052,000 | 118,082,000 | 114,150,000 | 119,526,000 |
| Noninterest-bearing deposits | 37,966,000 | 37,559,000 | 36,176,000 | 38,780,000 |
| Equity capital | 15,286,000 | 15,949,000 | 16,821,000 | 16,880,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 2,227,000 | 4,534,000 | 6,897,000 | 9,335,000 |
| Interest expense | 574,000 | 1,107,000 | 1,622,000 | 2,100,000 |
| Net interest income | 1,653,000 | 3,427,000 | 5,275,000 | 7,235,000 |
| Noninterest income | 631,000 | 1,249,000 | 2,015,000 | 2,848,000 |
| Noninterest expense | 1,236,000 | 2,480,000 | 3,834,000 | 5,532,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,048,000 | 2,196,000 | 3,470,000 | 4,565,000 |
| Income tax | 12,000 | 24,000 | 39,000 | 54,000 |
| Net income | 1,036,000 | 2,172,000 | 3,431,000 | 4,511,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,698,000 | 14,836,000 | 15,095,000 | 15,172,000 |
| Total capital | 15,776,000 | 15,915,000 | 16,174,000 | 16,224,000 |
| Risk-weighted assets | 98,080,000 | 101,378,000 | 103,130,000 | 110,583,000 |