Call reports 2026
NEFFS NATIONAL BANK, THE — 2026
What NEFFS NATIONAL BANK, THE reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 466,790,000 | 470,812,000 |
| Total loans | 254,394,000 | 258,177,000 |
| Allowance for loan losses | 2,285,000 | 2,326,000 |
| Securities available for sale | 54,780,000 | 52,914,000 |
| Securities held to maturity | 144,289,000 | 144,167,000 |
| Trading assets | 0 | 0 |
| Total deposits | 365,330,000 | 371,895,000 |
| Interest-bearing deposits | 284,814,000 | 286,828,000 |
| Noninterest-bearing deposits | 80,516,000 | 85,067,000 |
| Equity capital | 71,123,000 | 71,704,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 4,732,000 | 9,551,000 |
| Interest expense | 1,791,000 | 3,494,000 |
| Net interest income | 2,941,000 | 6,057,000 |
| Noninterest income | 156,000 | 342,000 |
| Noninterest expense | 2,494,000 | 5,050,000 |
| Provision for loan losses | 7,000 | 58,000 |
| Pretax income | 596,000 | 1,291,000 |
| Income tax | 11,000 | 42,000 |
| Net income | 585,000 | 1,249,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 77,989,000 | 78,653,000 |
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