Call reports 2022
NEFFS NATIONAL BANK, THE — 2022
What NEFFS NATIONAL BANK, THE reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 460,059,000 | 456,821,000 | 466,192,000 | 467,856,000 |
| Total loans | 213,168,000 | 217,032,000 | 234,280,000 | 237,334,000 |
| Allowance for loan losses | 2,242,000 | 2,243,000 | 2,244,000 | 2,246,000 |
| Securities available for sale | 78,000,000 | 74,492,000 | 69,045,000 | 68,049,000 |
| Securities held to maturity | 141,611,000 | 145,527,000 | 145,147,000 | 144,683,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 379,141,000 | 381,668,000 | 393,277,000 | 371,659,000 |
| Interest-bearing deposits | 299,566,000 | 300,309,000 | 309,316,000 | 285,563,000 |
| Noninterest-bearing deposits | 79,575,000 | 81,359,000 | 83,961,000 | 86,096,000 |
| Equity capital | 70,388,000 | 68,295,000 | 65,419,000 | 67,243,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 3,277,000 | 6,758,000 | 10,442,000 | 14,259,000 |
| Interest expense | 427,000 | 825,000 | 1,257,000 | 1,915,000 |
| Net interest income | 2,850,000 | 5,933,000 | 9,185,000 | 12,344,000 |
| Noninterest income | 65,000 | 219,000 | 286,000 | 371,000 |
| Noninterest expense | 1,846,000 | 3,774,000 | 5,685,000 | 7,508,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,069,000 | 2,378,000 | 3,786,000 | 5,207,000 |
| Income tax | 110,000 | 268,000 | 434,000 | 603,000 |
| Net income | 959,000 | 2,110,000 | 3,352,000 | 4,604,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 74,518,000 | 75,194,000 | 75,762,000 | 76,838,000 |