Call reports 2021
NEFFS NATIONAL BANK, THE — 2021
What NEFFS NATIONAL BANK, THE reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 441,289,000 | 448,571,000 | 471,319,000 | 462,388,000 |
| Total loans | 206,169,000 | 205,808,000 | 213,090,000 | 208,532,000 |
| Allowance for loan losses | 2,255,000 | 2,256,000 | 2,239,000 | 2,240,000 |
| Securities available for sale | 88,688,000 | 84,866,000 | 81,088,000 | 81,056,000 |
| Securities held to maturity | 120,787,000 | 129,885,000 | 133,829,000 | 137,515,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 355,530,000 | 361,920,000 | 384,025,000 | 378,040,000 |
| Interest-bearing deposits | 281,969,000 | 286,637,000 | 298,129,000 | 300,762,000 |
| Noninterest-bearing deposits | 73,561,000 | 75,283,000 | 85,896,000 | 77,278,000 |
| Equity capital | 72,511,000 | 73,986,000 | 74,110,000 | 74,357,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 3,222,000 | 6,833,000 | 10,003,000 | 13,280,000 |
| Interest expense | 589,000 | 1,145,000 | 1,670,000 | 2,146,000 |
| Net interest income | 2,633,000 | 5,688,000 | 8,333,000 | 11,134,000 |
| Noninterest income | 56,000 | 117,000 | 187,000 | 244,000 |
| Noninterest expense | 1,776,000 | 3,423,000 | 5,079,000 | 6,746,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 913,000 | 2,382,000 | 3,441,000 | 4,632,000 |
| Income tax | 72,000 | 260,000 | 362,000 | 494,000 |
| Net income | 841,000 | 2,122,000 | 3,079,000 | 4,138,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 72,377,000 | 73,658,000 | 73,941,000 | 74,734,000 |