Call reports 2020
NEFFS NATIONAL BANK, THE — 2020
What NEFFS NATIONAL BANK, THE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 379,423,000 | 393,560,000 | 395,758,000 | 406,818,000 |
| Total loans | 187,921,000 | 193,838,000 | 201,295,000 | 205,609,000 |
| Allowance for loan losses | 2,082,000 | 2,208,000 | 2,248,000 | 2,258,000 |
| Securities available for sale | 71,095,000 | 81,693,000 | 91,298,000 | 82,764,000 |
| Securities held to maturity | 93,299,000 | 94,720,000 | 94,041,000 | 101,035,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 296,162,000 | 310,025,000 | 311,819,000 | 322,517,000 |
| Interest-bearing deposits | 239,997,000 | 243,542,000 | 247,664,000 | 255,180,000 |
| Noninterest-bearing deposits | 56,165,000 | 66,483,000 | 64,155,000 | 67,337,000 |
| Equity capital | 71,676,000 | 72,627,000 | 72,478,000 | 73,512,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 3,462,000 | 6,883,000 | 10,077,000 | 13,231,000 |
| Interest expense | 839,000 | 1,613,000 | 2,326,000 | 2,974,000 |
| Net interest income | 2,623,000 | 5,270,000 | 7,751,000 | 10,257,000 |
| Noninterest income | -33,000 | 7,000 | 58,000 | 98,000 |
| Noninterest expense | 1,567,000 | 3,183,000 | 4,875,000 | 6,147,000 |
| Provision for loan losses | 33,000 | 170,000 | 209,000 | 214,000 |
| Pretax income | 990,000 | 1,924,000 | 2,725,000 | 3,994,000 |
| Income tax | 92,000 | 168,000 | 212,000 | 359,000 |
| Net income | 898,000 | 1,756,000 | 2,513,000 | 3,635,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 70,150,000 | 71,008,000 | 71,107,000 | 72,195,000 |