Call reports 2018
NEFFS NATIONAL BANK, THE — 2018
What NEFFS NATIONAL BANK, THE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 351,606,000 | 355,706,000 | 364,824,000 | 370,451,000 |
| Total loans | 173,873,000 | 174,818,000 | 178,149,000 | 179,450,000 |
| Allowance for loan losses | 2,091,000 | 2,097,000 | 2,088,000 | 2,043,000 |
| Securities available for sale | 37,600,000 | 38,593,000 | 39,800,000 | 39,947,000 |
| Securities held to maturity | 133,500,000 | 135,952,000 | 137,056,000 | 138,048,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 280,300,000 | 281,814,000 | 290,169,000 | 295,699,000 |
| Interest-bearing deposits | 233,394,000 | 234,934,000 | 241,548,000 | 242,239,000 |
| Noninterest-bearing deposits | 46,906,000 | 46,880,000 | 48,621,000 | 53,460,000 |
| Equity capital | 63,059,000 | 64,817,000 | 64,953,000 | 65,657,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 3,164,000 | 6,393,000 | 9,713,000 | 13,111,000 |
| Interest expense | 645,000 | 1,337,000 | 2,105,000 | 2,909,000 |
| Net interest income | 2,519,000 | 5,056,000 | 7,608,000 | 10,202,000 |
| Noninterest income | 52,000 | 102,000 | 156,000 | 200,000 |
| Noninterest expense | 1,292,000 | 2,449,000 | 3,691,000 | 4,963,000 |
| Provision for loan losses | 0 | 0 | 0 | 179,000 |
| Pretax income | 1,279,000 | 3,149,000 | 4,535,000 | 5,745,000 |
| Income tax | 153,000 | 432,000 | 604,000 | 739,000 |
| Net income | 1,126,000 | 2,717,000 | 3,931,000 | 5,006,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 64,341,000 | 65,932,000 | 66,339,000 | 66,657,000 |
| Total capital | 66,432,000 | 68,029,000 | 68,427,000 | 68,700,000 |
| Risk-weighted assets | 183,600,000 | 184,289,000 | 187,729,000 | 187,892,000 |