Call reports 2017
NEFFS NATIONAL BANK, THE — 2017
What NEFFS NATIONAL BANK, THE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 341,036,000 | 348,046,000 | 348,327,000 | 349,005,000 |
| Total loans | 169,151,000 | 173,565,000 | 173,181,000 | 171,758,000 |
| Allowance for loan losses | 2,011,000 | 2,010,000 | 2,078,000 | 2,090,000 |
| Securities available for sale | 35,193,000 | 35,225,000 | 34,247,000 | 34,938,000 |
| Securities held to maturity | 130,612,000 | 132,658,000 | 134,307,000 | 135,002,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 270,743,000 | 277,399,000 | 277,890,000 | 278,484,000 |
| Interest-bearing deposits | 228,789,000 | 235,299,000 | 233,642,000 | 233,056,000 |
| Noninterest-bearing deposits | 41,954,000 | 42,100,000 | 44,248,000 | 45,428,000 |
| Equity capital | 60,800,000 | 61,976,000 | 62,413,000 | 63,099,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 3,028,000 | 6,188,000 | 9,349,000 | 12,507,000 |
| Interest expense | 585,000 | 1,199,000 | 1,827,000 | 2,468,000 |
| Net interest income | 2,443,000 | 4,989,000 | 7,522,000 | 10,039,000 |
| Noninterest income | 95,000 | 146,000 | 200,000 | 189,000 |
| Noninterest expense | 1,297,000 | 2,509,000 | 3,691,000 | 4,838,000 |
| Provision for loan losses | 26,000 | 57,000 | 124,000 | 81,000 |
| Pretax income | 1,215,000 | 2,569,000 | 3,907,000 | 5,309,000 |
| Income tax | 230,000 | 506,000 | 773,000 | 1,350,000 |
| Net income | 985,000 | 2,063,000 | 3,134,000 | 3,959,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 61,577,000 | 62,642,000 | 63,027,000 | 63,852,000 |
| Total capital | 63,588,000 | 64,652,000 | 65,105,000 | 65,942,000 |
| Risk-weighted assets | 180,281,000 | 183,598,000 | 183,105,000 | 181,944,000 |