Call reports 2016
NEFFS NATIONAL BANK, THE — 2016
What NEFFS NATIONAL BANK, THE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 326,518,000 | 330,106,000 | 330,656,000 | 338,814,000 |
| Total loans | 171,018,000 | 170,260,000 | 169,920,000 | 166,755,000 |
| Allowance for loan losses | 2,033,000 | 2,029,000 | 2,020,000 | 2,002,000 |
| Securities available for sale | 31,601,000 | 31,199,000 | 32,691,000 | 34,825,000 |
| Securities held to maturity | 114,284,000 | 115,855,000 | 121,994,000 | 128,177,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 257,880,000 | 265,135,000 | 266,820,000 | 273,181,000 |
| Interest-bearing deposits | 222,221,000 | 225,948,000 | 227,003,000 | 227,803,000 |
| Noninterest-bearing deposits | 35,659,000 | 39,187,000 | 39,817,000 | 45,378,000 |
| Equity capital | 58,246,000 | 59,507,000 | 59,990,000 | 60,455,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 3,163,000 | 6,325,000 | 9,661,000 | 12,799,000 |
| Interest expense | 616,000 | 1,216,000 | 1,817,000 | 2,409,000 |
| Net interest income | 2,547,000 | 5,109,000 | 7,844,000 | 10,390,000 |
| Noninterest income | 46,000 | 88,000 | 148,000 | 263,000 |
| Noninterest expense | 1,224,000 | 2,373,000 | 3,611,000 | 4,720,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,369,000 | 2,824,000 | 4,389,000 | 5,941,000 |
| Income tax | 300,000 | 624,000 | 978,000 | 1,328,000 |
| Net income | 1,069,000 | 2,200,000 | 3,411,000 | 4,613,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 58,436,000 | 59,567,000 | 60,049,000 | 61,229,000 |
| Total capital | 60,469,000 | 61,596,000 | 62,069,000 | 63,231,000 |
| Risk-weighted assets | 176,758,000 | 177,358,000 | 176,858,000 | 176,417,000 |