Call reports 2014
NEFFS NATIONAL BANK, THE — 2014
What NEFFS NATIONAL BANK, THE reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 308,926,000 | 309,536,000 | 309,604,000 | 309,686,000 |
| Total loans | 150,054,000 | 155,406,000 | 157,515,000 | 156,875,000 |
| Allowance for loan losses | 1,646,000 | 1,702,000 | 1,899,000 | 1,911,000 |
| Securities available for sale | 37,927,000 | 37,428,000 | 36,068,000 | 35,259,000 |
| Securities held to maturity | 108,046,000 | 109,238,000 | 107,819,000 | 111,577,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 240,870,000 | 243,138,000 | 240,692,000 | 242,995,000 |
| Interest-bearing deposits | 215,371,000 | 216,722,000 | 214,865,000 | 216,292,000 |
| Noninterest-bearing deposits | 25,499,000 | 26,416,000 | 25,827,000 | 26,703,000 |
| Equity capital | 52,594,000 | 53,910,000 | 53,853,000 | 55,001,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 3,062,000 | 6,221,000 | 9,332,000 | 12,450,000 |
| Interest expense | 562,000 | 1,134,000 | 1,715,000 | 2,312,000 |
| Net interest income | 2,500,000 | 5,087,000 | 7,617,000 | 10,138,000 |
| Noninterest income | 58,000 | 170,000 | 233,000 | 292,000 |
| Noninterest expense | 1,083,000 | 2,231,000 | 3,365,000 | 4,459,000 |
| Provision for loan losses | 0 | 58,000 | 763,000 | 783,000 |
| Pretax income | 1,475,000 | 2,968,000 | 3,724,000 | 5,190,000 |
| Income tax | 351,000 | 704,000 | 805,000 | 1,149,000 |
| Net income | 1,124,000 | 2,264,000 | 2,919,000 | 4,041,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 53,129,000 | 54,117,000 | 54,128,000 | 55,094,000 |
| Total capital | 54,775,000 | 55,819,000 | 56,027,000 | 57,005,000 |
| Risk-weighted assets | 164,860,000 | 168,013,000 | 169,678,000 | 168,135,000 |