Call reports 2013
NEFFS NATIONAL BANK, THE — 2013
What NEFFS NATIONAL BANK, THE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 297,267,000 | 297,508,000 | 299,494,000 | 303,634,000 |
| Total loans | 145,176,000 | 147,261,000 | 148,913,000 | 151,182,000 |
| Allowance for loan losses | 1,590,000 | 1,558,000 | 1,590,000 | 1,653,000 |
| Securities available for sale | 39,797,000 | 38,560,000 | 38,183,000 | 37,596,000 |
| Securities held to maturity | 96,304,000 | 103,515,000 | 104,860,000 | 105,990,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 245,178,000 | 246,006,000 | 241,999,000 | 239,081,000 |
| Interest-bearing deposits | 220,589,000 | 222,780,000 | 220,073,000 | 215,416,000 |
| Noninterest-bearing deposits | 24,589,000 | 23,226,000 | 21,926,000 | 23,665,000 |
| Equity capital | 50,467,000 | 50,768,000 | 51,266,000 | 52,151,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 3,092,000 | 6,145,000 | 9,213,000 | 12,384,000 |
| Interest expense | 749,000 | 1,461,000 | 2,136,000 | 2,747,000 |
| Net interest income | 2,343,000 | 4,684,000 | 7,077,000 | 9,637,000 |
| Noninterest income | 62,000 | 195,000 | 261,000 | 331,000 |
| Noninterest expense | 961,000 | 2,001,000 | 3,114,000 | 4,198,000 |
| Provision for loan losses | 56,000 | 75,000 | 135,000 | 254,000 |
| Pretax income | 1,393,000 | 2,812,000 | 4,098,000 | 5,525,000 |
| Income tax | 319,000 | 649,000 | 935,000 | 1,267,000 |
| Net income | 1,074,000 | 2,163,000 | 3,163,000 | 4,258,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 50,367,000 | 51,308,000 | 51,757,000 | 52,853,000 |
| Total capital | 51,957,000 | 52,866,000 | 53,347,000 | 54,506,000 |
| Risk-weighted assets | 158,829,000 | 161,351,000 | 162,653,000 | 164,934,000 |