Call reports 2012
NEFFS NATIONAL BANK, THE — 2012
What NEFFS NATIONAL BANK, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 291,507,000 | 295,512,000 | 290,051,000 | 294,012,000 |
| Total loans | 130,839,000 | 133,868,000 | 137,782,000 | 142,876,000 |
| Allowance for loan losses | 1,368,000 | 1,405,000 | 1,447,000 | 1,562,000 |
| Securities available for sale | 46,571,000 | 45,455,000 | 42,522,000 | 39,086,000 |
| Securities held to maturity | 100,288,000 | 101,933,000 | 102,059,000 | 99,666,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 241,987,000 | 245,832,000 | 239,155,000 | 243,025,000 |
| Interest-bearing deposits | 220,872,000 | 223,653,000 | 217,881,000 | 219,756,000 |
| Noninterest-bearing deposits | 21,115,000 | 22,179,000 | 21,274,000 | 23,269,000 |
| Equity capital | 48,057,000 | 48,823,000 | 49,598,000 | 50,166,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 3,297,000 | 6,564,000 | 9,788,000 | 13,006,000 |
| Interest expense | 950,000 | 1,857,000 | 2,709,000 | 3,512,000 |
| Net interest income | 2,347,000 | 4,707,000 | 7,079,000 | 9,494,000 |
| Noninterest income | 68,000 | 135,000 | 198,000 | 250,000 |
| Noninterest expense | 889,000 | 1,822,000 | 2,851,000 | 3,842,000 |
| Provision for loan losses | 34,000 | 93,000 | 135,000 | 240,000 |
| Pretax income | 1,384,000 | 2,823,000 | 4,187,000 | 5,559,000 |
| Income tax | 320,000 | 655,000 | 958,000 | 1,264,000 |
| Net income | 1,064,000 | 2,168,000 | 3,229,000 | 4,295,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 47,914,000 | 48,618,000 | 49,165,000 | 50,045,000 |
| Total capital | 49,282,000 | 50,023,000 | 50,612,000 | 51,607,000 |
| Risk-weighted assets | 149,418,000 | 152,088,000 | 154,530,000 | 157,422,000 |