Call reports 2011
NEFFS NATIONAL BANK, THE — 2011
What NEFFS NATIONAL BANK, THE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 279,897,000 | 280,652,000 | 282,466,000 | 286,170,000 |
| Total loans | 122,882,000 | 124,488,000 | 125,454,000 | 130,135,000 |
| Allowance for loan losses | 1,202,000 | 1,223,000 | 1,284,000 | 1,334,000 |
| Securities available for sale | 41,639,000 | 41,988,000 | 43,789,000 | 46,078,000 |
| Securities held to maturity | 103,433,000 | 100,766,000 | 101,294,000 | 96,792,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 232,015,000 | 232,642,000 | 234,604,000 | 237,579,000 |
| Interest-bearing deposits | 212,990,000 | 211,421,000 | 213,939,000 | 214,978,000 |
| Noninterest-bearing deposits | 19,025,000 | 21,221,000 | 20,665,000 | 22,601,000 |
| Equity capital | 46,551,000 | 47,078,000 | 46,595,000 | 47,642,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 3,248,000 | 6,529,000 | 9,830,000 | 13,125,000 |
| Interest expense | 1,125,000 | 2,227,000 | 3,293,000 | 4,304,000 |
| Net interest income | 2,123,000 | 4,302,000 | 6,537,000 | 8,821,000 |
| Noninterest income | 55,000 | 104,000 | 167,000 | 233,000 |
| Noninterest expense | 881,000 | 1,776,000 | 2,703,000 | 3,655,000 |
| Provision for loan losses | 87,000 | 108,000 | 174,000 | 224,000 |
| Pretax income | 1,182,000 | 2,466,000 | 3,774,000 | 5,127,000 |
| Income tax | 263,000 | 565,000 | 875,000 | 1,186,000 |
| Net income | 919,000 | 1,901,000 | 2,899,000 | 3,941,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 46,468,000 | 47,319,000 | 46,508,000 | 47,550,000 |
| Total capital | 47,670,000 | 48,542,000 | 47,792,000 | 48,884,000 |
| Risk-weighted assets | 150,071,000 | 145,164,000 | 145,453,000 | 150,126,000 |