Call reports 2005
NEFFS NATIONAL BANK, THE — 2005
What NEFFS NATIONAL BANK, THE reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 210,066,000 | 211,991,000 | 211,481,000 | 213,259,000 |
| Total loans | 77,672,000 | 79,095,000 | 81,030,000 | 83,042,000 |
| Allowance for loan losses | 663,000 | 662,000 | 659,000 | 657,000 |
| Securities available for sale | 43,448,000 | 43,591,000 | 43,555,000 | 41,452,000 |
| Securities held to maturity | 79,226,000 | 78,618,000 | 78,121,000 | 78,922,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 172,132,000 | 172,973,000 | 172,018,000 | 173,520,000 |
| Interest-bearing deposits | 157,203,000 | 156,708,000 | 155,916,000 | 156,365,000 |
| Noninterest-bearing deposits | 14,929,000 | 16,265,000 | 16,102,000 | 17,155,000 |
| Equity capital | 37,048,000 | 38,175,000 | 38,183,000 | 38,777,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 2,568,000 | 5,169,000 | 7,814,000 | 10,454,000 |
| Interest expense | 1,036,000 | 2,144,000 | 3,315,000 | 4,468,000 |
| Net interest income | 1,532,000 | 3,025,000 | 4,499,000 | 5,986,000 |
| Noninterest income | 65,000 | 134,000 | 202,000 | 267,000 |
| Noninterest expense | 578,000 | 1,220,000 | 1,861,000 | 2,487,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,019,000 | 1,939,000 | 2,840,000 | 3,766,000 |
| Income tax | 178,000 | 322,000 | 463,000 | 612,000 |
| Net income | 841,000 | 1,617,000 | 2,377,000 | 3,154,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,702,000 | 38,479,000 | 38,844,000 | 39,621,000 |
| Total capital | 38,365,000 | 39,141,000 | 39,503,000 | 40,278,000 |
| Risk-weighted assets | 93,453,000 | 94,691,000 | 96,221,000 | 97,708,000 |